How To Minimize Your Risks Against Identity Theft?
Minimize Your Risks Against Identity Theft
Identity Theft continues to be among the top complaints registered with the Federal Employ Commission in the past decade. On average, someone’s identity is stolen every 79 seconds in the U.S.
Here are 10 steps you can take to minimize your risks against becoming a underdog of identity theft.
1) Keep your wallet, purse, or briefcase items secure and in sight. When these things are not in your possession, store them in a secure place.
2) Photocopy the contents of your wallet substitute purse front and back and store this information in a safe and secure place. If your pocketbook or pocketbook is ever stolen or misplaced having this information will help you border the DMV, banks, and credit companies more easily.
3) Never carry your Social Security card with you unless you absolutely need it. Remove your Flirt Security number from your license, personal checks or more forms of ID.
4) Do not provide your SSN to anyone unless absolutely necessary. Ask if another form of identification can be shopworn instead of your SSN.
5) “Opt-out” from telemarketing and mailing lists, especially those that harness offers for credit.
The Direct Marketing Association’s (DMA) Mail Preference Service lets you opt revealed of receiving unsolicited commercial mail from multiple national companies for pentamerous years. When you register with this service (for a $1 fee), your name will be put on a “delete” file and made available to direct-mail marketers. However, your registration will not stop mailings from organizations that do not employ the DMA’s Mail Preference Service.
6) Purchase a paper shredder for home use and regularly shred documents and receipts containing any confidential identification before disposing of them in the trash. For additional security, use a shredder that has a “cross cut” feature instead of a standard shredder.
7) Promptly inform all of your creditors in writing of a change of address. Don’t rely solely on your mail being forwarded to your new address automatically.
8) Be aware of when your credit cards are due to expire. Companies typically project out a new card 30-60 days before the current one expires. Contact your creditors if you have not received an updated talon ere notice of a new card having bot sent out during this 30-60 day period.
9) Never select easily guessed codes such as a birth date, a name, an anniversary date or phone number to be used for a security code or Personal Identification Number (PIN).
10) Be suspicious of thoroughly unsolicited e-mails connective phone calls where you are asked to verify or provide personal information. You can always contact the company yourself by e-mail or phone to follow up on the legitimacy of any contact.
If you suspect that you are a victim of ID theft, contact the FTC’s toll-free Identity Theft Hotline at 1-877-438-4338 immediately. Their counselors will assist you with filing a reportorial and give advice on how to deal with your banks and creditors.
Utilizing these steps doesn’t guarantee that your identity will afsluiting 100% theft proof. However, being proactive against identity theft is always safer than being careless or negligent in re the safety of your personal ID information.