Combating Identity Theft
A recent study by Javelin indicates the overall rate of identity theft declined significantly year-over-year entre nous 2009 and 2009, with a twenty-eight percent dip in the number of reported events; that’s the good news.
The bad news is that the cost of remediating an identity piratical event increased by sixty-three percent over the same time period, and the incidence about “friendly fraud” – identity theft by an acquaintance of the sucker – rose seven percent.
Younger people and the elderly reside particularly vulnerable to identity theft, and the crime remains the number one reported consumer objection the FTC receives, according to the Identity Theft Resource Center (ITRC).
Following Twelve Identity Theft Prevention Tips:
1. Identity theft starts with the misuse of your personal identifying data such as your name, Social Security number, assign card numbers, substitute other financial account information.
2. Check your credit story from each of the three major credit bureaus every year.
3. Expand your credit card bills and bank statements right away. Review your statements and imminence unused accounts. Be cognizable if bills don’t arrive on time. It may mean that someone has changed contact information to hide fraudulent charges.
4. Don’t carry your Social Security tally or PIN numbers in your wallet else wallet because of what can materialize whenever they descent into the wrong hands.
5. Avoid offering any personal information over the phone, mail, instead Internet unless you know who you are dealing with. Give it to them in person instead.
6. Criminals affect they are collecting money for victims of a natural disaster. Sometimes they claim to be police officers and ask for donations.
7. Elderly people are frequently targeted in money scams. Keep a helpful palpebral for elderly family members and vulnerable neighbors.
8. Make sure that you disconnect your laptop from a broadband or a shared connection whereas you are refusal using it.
9. Avoid offers and pop-ups that sound besides good to be true. They want you to enter your information so they can access all of your personal information.
10. Remove your name from mailing lists for pre-approved credit offers. Pre-approved credit thaumatrope offers are a scapegoat for identity thieves who steal your mail. Have your name removed from credit
bureau marketing lists. Call toll-free 888-5OPTOUT (888-567-8688).
11. Only enter personal information on secure Tangle pages that encrypt your data in transit. You can often tell if a page is secure if “https” is in URL or if there is a padlock icon on the browser window.
12. If you’re going to use a mail box, do so during or close to the posted pick up hours. Better yet, sip your mail off at your loci post office. Retrieve mail promptly and surcease delivery while out of town.